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NV Insurance in NV
- Thread starter NVDiveguy
- Start date
Check with Hagerty Insurance.
Hagerty | Classic Car Insurance For People Who Love Cars
With insurance for classic cars, boats, motorcycles, and more, Hagerty was built to protect your collectibles as if they were our own. Join today!
www.hagerty.com
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- 19,737
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- Charlotte NC
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Don't think that the commercial policy means that you have to be "tagged commercial". It seems to be a common thing with insurance companies and larger trucks to be on a commercial policy.
DEFINITELY SHOP AROUND. Your personal vehicle insurer could be your guy. On the other hand, if you get another provider for your truck - don't hesitate to ask if adding your car to the policy would lower your cost.
I’ll look into them, thanks for the information!
Absolutely, I don’t mind shopping insurance now and then.
After talking to Hagerty they are not interested at all in insuring my M1078 LMTV. Frankly they were snobbish in their responses to me
After speaking to USAA they are telling me that ANYTHING over 14,000 (including some F350 & F450) vehicles they will not insure!
I am truly looking to find ANY insurance company that will insure these!
After speaking to USAA they are telling me that ANYTHING over 14,000 (including some F350 & F450) vehicles they will not insure!
I am truly looking to find ANY insurance company that will insure these!
SUBARUMAFIA
New member
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You get insured. Haggerty and a couple of the other classic car insurers told me it needs to be inside for them to cover it.
Forgive me, I was able to get insurance through Progressive as a commercial vehicle. About $350/year.
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That's weird, I had no problem insuring my M813 with them.
It didn't need to be stored inside and they were really friendly.
Included free membership in their classic car club, which came with 100 miles free towing.
They only asked the mileage, engine hours, years I've been driving, that it wasn't my daily driver and that I wasn't hauling or towing with it. I limited myself to 2500 miles per year and the cost was about $205.
AnimalMother73
New member
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What value did you place on the vehicle if you don't mind me asking. I'm with Progressive also (for now) and they're killing me. I have a 2007 HMMWV M1151
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I've got progressive (in Minnesota). I put down the price I paid for the vehicle for the value on mine. They said I could up it, but if I went over $20k, they would likely need/require an appraisal since they don't have any tables for this vehicle. (Note, I've only got no-fault insurance, not comprehensive.. that would require an appraisal for any value.)
AnimalMother73
New member
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I had to provide a bill of sale to them. I'm changing insurance once I find a location to store my HMMWV indoors.
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In Minnesota the price is recorded in the public record as part of the title transfer, so I'm sure they verified what I told them. But ya, that seems to be the way they are handling most of the initial pricing is based on what someone paid for the vehicle.
I put $25,000 for mine. I only chose liability insurance since this thing is a monster.
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$5000, in Massachusetts with Hagerty. Essentially it's what I bought it for. In fact they automatically renewed my policy last week, $205.
It's not my daily driver, I store it in a tent and I've limited myself to 2500 miles/year
Hagerty it has to be kept in a completely enclosed garage and there are tons of restrictions. You really cannot to anything but go to car shows or to a mechanic if you read the fine print
Wow, it must be different from state to state. My policy said none of that!
Better read the fine print. What the agent tells you verbally and what is written in the policy is way different. My brother was a insurance agent for 30 years, he read one of their policies and could not believe it. Its really only good for a museum to store it you cant use it. Nothing can be hauled in it or towed behind it.
Before I got insurance for my piece of green I read a lot of threads on SS about insurance issues, like has to be stored inside, restricted usage, and what can and can not be done with the truck. So I was sure to ask questions and ask for a copy of the policy to read before I agreed to it.
I read several insurance company policies and in the end I went with Hagerty.
When I do a contract I will take my time and read the whole thing and ask any questions so I completely understand it before I, initial in all the places and sign.
Like I said, my policy doesn’t say that. Sorry I didn’t see any fine print, it was all the same
.The only restriction in it was that I could not transport anyone inside or in the bed of the truck (except for my wife because she was added as a driver.)
So, if it is/was part of Hagerty’s company policy, it wasn’t in my paper work that I read.
I’m a guy, but I actually reads instruction sheets, manuals, policy’s, contracts, and any and all legal papers.
Happy New Year
.Tom.