Make a claim against the insurance company? Full coverage on a M1009? The last time I had any vehicle with full coverage, the vehicle had a $1000 deductible. Even then, the rate was a bit steep.
I digress...
Plenty of windshields to be had. Easy-enough to replace - with a bit of patience. However, I prefer to let the "professionals" do it. You might check on Craigslist in your area. I'm sure there are guys that do it for a living, and could use an extra few bucks.
Cost of windshield = $200 max. (used)
Cost of removal/ install = $100 max.
(based on pricing in around L.A.)