Truck was pretty hard to get insured, I called a lot of folx who kept saying no.
The dumbest answer all day was from state farm who said "our underwriter said he'd only insure it/you if you have been a long term state farm customer. that is how you lose a new long term customer, who would have bought three other policies from you. When I asked what "area" this underwriter covered they said "the entire state of Montana (eg I'm not gonna get a different answer elsewhere from State Farm).
I'm not putting speed gearing on it, and before I spent the last three years at school I drove trucks professionally for 14 years, that should make me a pretty low risk.
In the end $680 for a whole year, coverage at well above state minimums. With the expectation that the truck will be driven less than 4000 miles a year. I got the insurance at a company called Hagerty, under their classic vehicle insurance. They said indoor garaging was not a requirement. And they also said they could NOT insure it if I turned it into an RV. Which I guess is fine with me, I wasn't gonna hard wall it anyway, just set up a tarp/tent system with some PVC pipe. (I already bought two used billboard vinyls).
That price includes the fact my driving record has one Careless driving ticket that is 6 months old--Some B.S. someone claims happened in a parking garage but no one has yet to shown me any proof.
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