8 weeks and still no insurance!

[turbovr6jetta]

I read through lots of insurance threads when I realized it wasnt going to do me much good to keep reading so I started calling. I have a horrile driving record and pay more for insurance than most people pay for a car payment. I know he isnt trying to insure a deuce BUT geico commercial seemed pretty on top of things when it came to military vehicles and just wanted a GVW and estimated value and didnt seem to care about anything else. And I pay less than I do on my car

 

[turbovr6jetta]

Reminds me of guys that buy motorcycles and then have a heart attack when they call for insurance quotes!

Why would you insure a motorcycle? Do you have to do that where you live?

 

[swbradley1]

Why would you insure a motorcycle? Do you have to do that where you live?

Please tell me you are kidding.

 

[doghead]

Washington state is a bit different.

 

[Jakelc15]

I'm in maryland but pay less than $ 150 every 6 months with Allstate for my 5 ton.
It is on a historic policy but according to thier requirements you should be ok. Non commercial, not for hire, not driven every day...

They insure everything for me, I only deal with my local agent instead of corporate. I simply call and say hey it's me, I bought another one, here's the vin, thanks. They don't seem to care what it is. I even had someone hit me and total a deuce. I also just rolled a Jeep on the highway, still haven't given me the boot!

 

[alabamafrog]

Apparently there is a big difference between a duece and a 5 ton when it comes to insurance. I have contacted and begged and pleaded with State Farm, Allstate, Geico, Progressive, Farmers, and a few other independent agents. All of them flat refuse to insure a M925. BTW I have a perfect driving record, near perfect credit, and I have told these insurance companies that the one who finds me army truck insurance gets all my other insurance business to include 3 pickup trucks, 5 houses, business GL, workers comp, camper, boat, umbrellas for personal and business, etc... Thats around $10Gs worth of insurance a year and all they have to do is find me army truck insurance and so far none can do it!


Also I have spent many hours reading through all the insurance threads I could find both before and after the purchase, seemed real simple and easy and cheap to hear most folks tell it. I can't spend as much time as I'd like researching on the forum because I work an average or 12-15 hours a day.

 

[alabamafrog]

Oh and the Farmers agent who has been trying the hardest to find me insurance says that anyone who says they have one of those things insured with State Farm or Allstate or Progressive or Geico is a liar, her words not mine. I told her about the threads and info here and she said there is no way and they must be lying about it or they don't know what they are talking about.

 

[123mack]

I'm in Alabama and my 5 ton (M816) is through Gulfway, and so was my M123 10 ton before I sold it.

 

[123mack]

If you go the Kazakhstan route, the agent is this guy named Borat.

 

[Castle Bravo]

Try Farm Bureau for insurance.

---

Why would you insure a motorcycle? Do you have to do that where you live?

There are places where you don't have to insure motorcycles?

 

[ryan77]

Why would you insure a motorcycle? Do you have to do that where you live?

Your kidding right??? Do you have insurance on your car?? Why would u have insurance on a $20,000 Harley???

 

[turbovr6jetta]

I do have insurance on my car. But only because washington state makes me. It doesnt however make me have insurance on my 20000 harley (well when I had one) and if I'm not required by law I would rather not pay for it. Mostly because the rates I could of bought me a few houses by now.

 

[DUG]

Just don't leave the state with your non insured bike that you own free and clear.

 

[F18hornetM]

Oh and the Farmers agent who has been trying the hardest to find me insurance says that anyone who says they have one of those things insured with State Farm or Allstate or Progressive or Geico is a liar, her words not mine. I told her about the threads and info here and she said there is no way and they must be lying about it or they don't know what they are talking about.

My M813 is with State Farm. I know its not a M925, but both are 5-tons. It seems its more with the agents than it is with the Companies.

 

[doghead]

I guess we need some members from Alabama with 923 or 925 trucks to post some insurance information to help you.

 

[zebedee]

Just got a quote for my M816 (5 ton for those that don't know 'M' #s) for the whopping sum of $ 69 a year from J.C. Taylor Inc., they need pics and my valuation, are ok with it being "as released condition" needing much resto, is registered as limited use "historic" etc., etc., and this includes the added NY fees. I did disclose no locked structure yet (as in garage). I think they realise it is not a $250,000 Plymouth Road Runner located in down town Chicago!

Good luck...

 

[swbradley1]

I do have insurance on my car. But only because washington state makes me. It doesnt however make me have insurance on my 20000 harley (well when I had one) and if I'm not required by law I would rather not pay for it. Mostly because the rates I could of bought me a few houses by now.

Do they make you get liability insurance in WA?

 

[alabamafrog]

I did disclose no locked structure yet (as in garage). I think they realise it is not a $250,000 Plymouth Road Runner located in down town Chicago!

Good luck...

JC Taylor gave me a great quote too, $75 a year for full coverage, then it changed to $80 a year, the agent had to mail in all the forms since they do not accept faxes, around 2 weeks later they mailed the forms along with a check back to me and said it had to be kept in a locked garage and it was not old enough. The agent then redone all the forms and mailed it in again this time promising to keep it in a locked garage at my farm. Apparently they did not believe this as a week later they requested a picture of it inside the locked garage. It was either JC Taylor or Gulf stream that required that I have at least one personal use vehicle newer than 10 years old with personnel full coverage insurance, which I do not have.
The quotes sounded great but now many weeks later still no insurance, hope you have better luck.

 

[alabamafrog]

According to the agent the theft issue is not about the value of the vehicle, its about the amount of liability damage that could be done by the thief with that large of a vehicle. This is also why she says no insurance company will touch it. This agent says that if the truck is stolen out of my backyard then I am responsible for any and all damages done by the stolen vehicle. Also if I have it parked at say Walmart and some one gets hurt climbing on it or something of that nature then I am also liable for any damages. Again I have contacted well over 10 insurance companies and so far only 2 have even tried to find a policy for this thing.

 

[sparepartsracing]

Mine was $1200 for the year. With commercial plates. I'm under 25 years old so classic/historic is a no go for me yet . But I spent over $5k on the truck so for $1200 to drive it who cares.