380 a year in WA state through Progressive Commercial. Liability only but with 3 times the State required coverage.
No mileage restriction or cargo restriction.
1970 M35A2
USAA full coverage (i answered all their questions) $22 a month with 100/300/100 coverage
Will be registered antique in DE (When they stop harrasin me about the slight smoke at idle)
i have all my policies with them
I do hold a Class A CDL Doubles/Tripples, Tanker, and HAZMAT endorsements which made a difference when shopping for commercial policies. I also have 0 incidents in the past 5 years and very good credit.
A commercial policy from Geico was about $1200 a year cheapest i found.
Far different results than I am seeing here in WA.
Varyag- I tried USAA which writes their policy through progressive the quote I have is $938 per year
Shawn- as stated above I went through USAA and they do not directly insure these they have a partnership with Progressive.
While I do not have a CDL I am 42, married, with good credit, and clean driving record. Last violation was like 8 years ago for a fender bender.
I tried State farm and was told they only cover these as a courtesy for existing customers. I made some calls to State Farm HQ and spoke to a under writer and it sounded very promising.......well that his until I got his reply this morning.
Here is the 1st reply from the agent:
[FONT=PrimaSans BT,Verdana,sans-serif]Hi Dale,
Sorry to say but according to my underwriters, we only do these as a courtesy to existing State Farm customers. I'm sorry I can't write this for you. Be safe.
JoAnn
JoAnn Powers ~ Licensed Staff Agent
Providing Insurance and Financial Services
Phone (253) 582-1135
Fax (253) 984-7142
Email
JoAnn@sherihodson.com
Address 9529 Gravelly Lake Dr SW
Lakewood WA 98499
Now the "Not right now" from the underwriter:
[/FONT][FONT=PrimaSans BT,Verdana,sans-serif]
Hi Dale,
Thanks for providing me and Joann the information on the vehicle. Was nice to discuss this prospect with you.
After discussing with other underwriters and our management, we would really like for you to be able to have the vehicle in your possession, be able to view the vehicle at an agent’s office, and know exactly the condition of the vehicle we’re insuring for you. You may find concerns with the vehicle once you see it that might make you think differently of the purchase, etc. Or we may see things that we might find outside our comfort level that we can’t see in the photos.
At that point when you have the truck and you’re able to inspect it yourself, we could discuss insuring it under our antique vehicle program. The use of the truck in your club functions and parades would fall under that program.
I know you’re trying to secure coverage at the time of purchase so the vehicle can be taken to your residence before you arrive home. Unsure of your exact timing to be back here at JBLM, most automobile policies cover a “new auto purchase” for so many days (sometimes up to 30) before you need to secure a physical policy on it. Joann mentioned your other autos are with USAA. You might inquire with them as to that temporary coverage that might apply in this case, and if this truck would even qualify under that policy language if you have it. Or perhaps they can temporarily write a policy for you until you get home, then we can go from there. Just thinking of any other options you might have there.
Sorry we can’t immediately accommodate you but I hope to be able to work with you when you get back. Joann and I will keep the information you sent and if you choose to bring the truck to State Farm, please call her to arrange a time to drop it by her office to inspect it and take more photos. She can call me and we’ll get to work on a policy for you.
Best regards,
Eric
[/FONT]
As of now it looks like GEICO is the best route to go at $500 per year. I'm not seeing anything close to the low rates most members here are quoting.
-Dale