I'm not too far from your climate in NC. and... yea it would be nice to have, but nessesary....No, that is... In the cold cold times we sometime have, I will have to use a windsheild squeegee from inside ocassionally for fogging. The thing is, the windshield ice or snow, which you or I occasionally get has to be scraped at first before I go, then in about 10-15 miles the engine compartment heats up and radiates some into the cab and the hood as well so the windshield stays good with just the wipers (electric) So .....do you need one ? not really, but as was said by others, it's nice to have all the same and not NEED it, As far as the oil filters and such, they drain back into the block and when you loosen and pull them theres usually not any mess, on other words it dosn;t turn into a TASK. Your worrys are weak there. Personally, I'd put it in, in a heartbeat if it were me, but then in the summer I dont know if it adds to the radiated heat from the engine compartment or not, thus additionally heating the cab when it's least wanted?