- 2,520
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- Location
- San Angelo, Tx USA Planet Earth
I also use Gulfway Insurance.
You do get to actually talk to a live person. AND YOU TELL THEM what your vehicle is worth and they will bill you accordingly. And they don't have a mileage restriction - because THEY UNDERSTAND that you can only drive one vehicle at a time. OK, I can DRIVE one and tow one (but that makes me even slower and MORE careful, not faster and more dangerous).
The interesting thing is, the more vehicles you have, the price can actually GO DOWN. Once you get to five vehicles (a trailer IS ONE VEHICLE), you actually get a discount.
FOR FIVE vehicles I used to pay a little less than $400 a year. Now I only have four and I valued my dually at $5500 (that's probably undervalued and I may up it's value next year), my M1009 at $3000, my MKT at $3000 and my MEP-003a on a M116 trailer at $3500. My yearly payment is STILL under $400.
IF I ADD ANOTHER VEHICLE, chances are what they are CHARGING ME FOR ALL MY VEHICLES will go down (a small amount per vehicle) because I have FIVE.
You can't go wrong with Gulfway Insurer. Great folks. When I needed the proof of insurance vehicle form, I called up and they emailed it to me in LESS than 24 hours.
THAT'S CUSTOMER SERVICE. They have been my MV insurer of choice for more than six years now.
You do get to actually talk to a live person. AND YOU TELL THEM what your vehicle is worth and they will bill you accordingly. And they don't have a mileage restriction - because THEY UNDERSTAND that you can only drive one vehicle at a time. OK, I can DRIVE one and tow one (but that makes me even slower and MORE careful, not faster and more dangerous).
The interesting thing is, the more vehicles you have, the price can actually GO DOWN. Once you get to five vehicles (a trailer IS ONE VEHICLE), you actually get a discount.
FOR FIVE vehicles I used to pay a little less than $400 a year. Now I only have four and I valued my dually at $5500 (that's probably undervalued and I may up it's value next year), my M1009 at $3000, my MKT at $3000 and my MEP-003a on a M116 trailer at $3500. My yearly payment is STILL under $400.
IF I ADD ANOTHER VEHICLE, chances are what they are CHARGING ME FOR ALL MY VEHICLES will go down (a small amount per vehicle) because I have FIVE.
You can't go wrong with Gulfway Insurer. Great folks. When I needed the proof of insurance vehicle form, I called up and they emailed it to me in LESS than 24 hours.
THAT'S CUSTOMER SERVICE. They have been my MV insurer of choice for more than six years now.
You guys that have your trucks insured as daily drivers with only liability might want to see what full coverage cost USAA quoted me a difference of $4.00 per month. That's worth it even if you only get the "book" value.